Refinancing activity is on the rise. Does it make sense for you to refinance your home loan? Here are a few reasons why you may want to consider it: You want a fixed rate home loan. When you purchased your home, you took out an adjustable-rate... (Read More)

The holiday season can be tough on your credit score. Here are some ways to avoid seeing your credit score drop during one of the busiest shopping seasons of the year: Pay your bills on time. Your record of on-time payments is a big factor in the... (Read More)

The property disclosure report is an important document in any real estate transaction. In it, sellers must reveal any issues relating to a property that could negatively affect its value. That's why it's so important for home sellers to set... (Read More)

Don't think your credit score is high enough for you to qualify for a mortgage? Ask us about the FHA Choice loan program! This incredible loan program is designed to help borrowers with less-than-perfect credit who have had difficulty qualifying... (Read More)

If you are buying a home, you are also entering the world of title insurance. That’s because buyers of a home are, in a sense, actually buyers of that home’s title — the paperwork that proves that the existing owners do in fact own the... (Read More)

The VA home loan program has many benefits. One you may not know about: There's no specific waiting period after a short sale to apply for a VA loan. Other home loan programs have waiting periods of three or more years after a short sale to apply... (Read More)

Looking for a spacious home but have a limited budget? You may feel like you have to downsize your dreams, but don’t limit your options just yet! By making a few tweaks to your home search, you may be able to find a bigger home within your budget... (Read More)

For the fourth consecutive year, Primary Residential Mortgage has been named a Scotsman Guide 2016 Top Mortgage Lender in America. PRMI was selected from hundreds of mortgage companies nationwide for this honor. To be eligible for consideration... (Read More)

Think refinancing is only a way to get a lower mortgage rate? Refinancing can help homeowners accomplish other important financial objectives as well. Here are some of the other benefits of refinancing: Cash out on some equity. If you have enough... (Read More)

A pre-purchase home inspection is a recommended part of the home buying process. An investment of about $300 to $500 can help you avoid an unexpected defect that could cost thousands of dollars, even tens of thousands, after you sign on the dotted... (Read More)