Many would-be first-time homeowners are intimidated by the thought of taking care of their future homes. Beyond the initial purchase price, numerous hidden costs, such as insurance, maintenance, renovations, and more, can quickly add up if not... (Read More)
Buying your first home is an exciting process. It’s fun to view houses, research neighborhoods and dream about how to turn a house into a home that fits your life. But as many new homeowners can tell you, it’s also a challenging process. It’s... (Read More)
Do you remember the dread of handing your report card to your parents when you knew it wouldn’t be good? You may have sat there hoping your final grade would magically improve before they opened it up. But, sadly, it didn't, and you were left to... (Read More)
Saving up for a down payment on a home is a big task. It isn't easy, especially if you intend to buy with a complete 20% or more down payment to avoid additional mortgage insurance costs. But your down payment shouldn't be the only money you're... (Read More)
Owning a home is expensive, but homeowners have an advantage that renters don't when paying their taxes. You can write off different house expenses in many ways to reduce your tax burden. Here are four main tax deductions to keep in... (Read More)
For many first-time home buyers, factoring in their student debt is a part of the process. There is 1.75 trillion in student loan debt in America, and the average borrower owes $28,950 or more. That's a large amount of debt to consider when... (Read More)
Spring and summer are typically the busiest seasons in real estate. When moving, buyers and sellers like to take advantage of the warmer weather and school breaks. But this year, the market is in a state of flux. Mortgage rates remain high, housing... (Read More)
A recent antitrust lawsuit involving the National Association of Realtors (NAR) might significantly change how real estate agents get paid in the US. Traditionally, agents earned a commission on the property sale, which was split between the... (Read More)
Many would-be homeowners have been waiting to buy a house for the past few years as mortgage rates have gone up and down. Some hope to buy their house at the right time to qualify for the best mortgage rate. While your mortgage rate is essential to... (Read More)
Rising house prices and higher interest rates have made it more challenging than ever for first-time home buyers to break into the housing market. With these challenges in mind, many first-time buyers have decided to use Federal Housing... (Read More)