Shopping for a home is not like a trip to the grocery store. For example, you may have a list of things you need at the grocery store. You can't deviate from that list without facing a dinner-time problem later. When buying a house, you may have a... (Read More)

If your family is starting to feel squeezed in your current home, you’re probably thinking about upsizing. Maybe there’s a new baby on the way, the kids are sharing rooms, or you're just craving a little more breathing room. Whatever the reason... (Read More)

Buying a home is exciting, but picking the right homeowners insurance can feel a lot trickier than applying for your mortgage. With so many companies and options out there, it’s easy to get overwhelmed. Plus, insurance costs are on the rise... (Read More)

Every first-time homebuyer faces this age-old debate: Should you buy a house or build one? According to Realtors.com, the median home price is $425,000. However, the national average cost of building is $329,000 for a 2594-square-foot home, which... (Read More)

It can be difficult for homeowners to maintain their homes. Even if they keep up with essential maintenance and repairs, their homes will deteriorate over time, which may necessitate more costly renovations down the line. For example, a typical... (Read More)

Every homeowner will come to a point in their ownership journey when they must consider the age-old homeowner's debate: Is it time to refinance the mortgage or sell the house? Selling your home is a very personal decision, and there are a lot of... (Read More)

Online mortgage calculators can be great tools. They allow potential homeowners to calculate mortgage limits and see what they may qualify for without booking an appointment with the bank or a mortgage broker. Here at PRMI, we believe these tools... (Read More)

The journey to homeownership is a major milestone, but for many first-time buyers in 2025, finding an affordable starter home is more challenging than ever. With a shortage of smaller, budget-friendly homes, buyers need to explore creative... (Read More)

Buying your first home is challenging in today’s market. Inventory is low, so finding a house that meets all your needs can be difficult. So what can you do instead? Build a home! With an FHA one-time construction loan mortgage, you can finance... (Read More)

Homeowner associations, or HOAs, are becoming more common, especially for newly built homes. According to a 2020 Foundation for Community Association Research report, some 73.9 million Americans live under such an arrangement. More than 75 percent... (Read More)