Helping you reach your homeownership goals

Everyone deserves a home. At Primary Residential Mortgage, our company has a strong history of empowering borrowers and helping individuals and families reach their homeownership goals.

For the fourth consecutive year, PRMI has been ranked as a Top Mortgage Lender by Scotsman Guide, which each year ranks the top home loan companies nationwide. We work hard to provide a comfortable and enjoyable home buying process.

We also know that each home buyer is unique. That’s why we offer such a wide variety of mortgage options for home buyers, such as the FHA home loan program. Home loans insured by the Federal Housing Administration offer a lower downpayment requirement and less stringent underwriting criteria than conventional loans, often making these types of loans an ideal choice for first-time home buyers.

Buying a home that needs a lot of work can be challenging. That’s why we work the FHA 203(k) home loan program, too. Eligible borrowers can purchase and renovate/repair a fixer-upper with one loan. It’s another low-downpayment option that provides our customers with even more flexibility in their home buying choices.

We proudly work with the incredible VA home loan program, too. If you meet the qualifications, you can enjoy lower closing costs, lower mortgage payments, and the possibility of no down payment! The VA home loan program is an incredible benefit for military personnel, veterans and some surviving spouses, and as a lender with a national presence along with an intimate local market knowledge, we can offer better VA loan terms and rates than most.

There’s also the USDA home loan program. It’s not for people buying farms! This no-downpayment program allows eligible borrowers to purchase homes in rural areas. The USDA determines what “rural” means, and that varies widely by state. If the home you’re buying qualifies, it could be a good financing option for you and your family.

Those are just a few of the financing options we offer. At PRMI, we also offer conventional loans, jumbo loans, reverse mortgages and more. Which one is right for you and your family? Let’s talk. Give us a call at (360) 903-7890