What are you looking for in your next home? The National Association of Realtors surveyed home buyers nationwide on the home features that are most important to them and found that home buying needs and preferences often vary by age. According to... (Read More)

When financing a home, you have a lot of choices, including the term of the loan. It's estimated that 80 percent of all home buyers elect to take out 30-year fixed-rate home loans. It's a popular option because of the low monthly payments. Less... (Read More)

Moving into a new home is a happy — and hectic — time. There's so much to do! We know your to-do list is overflowing in the days and weeks after purchasing a home. But we wanted to share with you two tasks that you'll want to put at the top of... (Read More)

When buying a home, your credit score has a significant impact on your monthly mortgage payment. Generally, the higher your credit score, the lower the mortgage rate you may be able to qualify for. Likewise, the lower your credit score, the higher... (Read More)

Today's mortgage rates remain near historic lows. Whether you're a home buyer, homeowner or home seller, you have an opportunity to save a substantial amount of money by taking advantage of today's low mortgage rates. Here are just some of the ways... (Read More)

It's estimated that millions of Americans could save money by refinancing their homes but instead stick with higher-rate mortgages they obtained years ago. Why? Research shows that many homeowners believe a number of refinancing myths — they think... (Read More)

The VA home loan program is one of the most flexible and attractive ways to finance a home today. There's no set downpayment requirement*, no private mortgage insurance and rates are lower compared with some other types of loan programs. It's also... (Read More)

At Primary Residential Mortgage, we know that every home buyer is unique. That's why we offer a variety of mortgage options, such as FHA home loans, for home buyers. Home loans insured by the Federal Housing Administration offer a lower downpayment... (Read More)

Many people today believe that in order to purchase a home, you need a 20 percent downpayment. Studies show it's one of the most enduring home buying myths. In reality, the median downpayment among all home buyers is only about 10 percent. For... (Read More)