Mortgage rates are on the move. When is the best time to "lock" your mortgage rate? And for how long should your lock be effective? If you're buying or building a home, you'll have to answer both of these questions. Unfortunately, there's not a... (Read More)

Part of the moving process is changing your address so that all of your bank statements, bills, magazines and other mail goes to your new home. The quickest and easiest way to do that is to hop online and go to the U.S. Postal Service website... (Read More)

Should you continue to rent or is it time to buy? Generally, the more time you plan to live in a home, the more sense it makes to buy. If you have just moved to a community, renting — at least initially — may be a better option as you get to... (Read More)

The appraisal is an important part of the home buying process. But what happens if the appraisal comes up short of the agreed-upon selling price? Here's an example: A home is listed for sale for $350,000. It's a multiple bidding situation, so you... (Read More)

Today's mortgage rates remain near historic lows. Whether you're a home buyer, homeowner or home seller, you have an opportunity to save a substantial amount of money by taking advantage of today's low mortgage rates. Here's how you can... (Read More)

If you are selling your home, it's important to keep safety in mind. Although problems are unlikely, it's always a good idea to do whatever you can to protect your family and personal belongings. Here are several ways to make your selling... (Read More)

When financing a home, it's estimated that 80 percent of all home buyers elect to take out 30-year fixed-rate home loans. It's a popular option because of the low monthly payments. Less popular are 15-year and 10-year fixed-rate home loans. The... (Read More)

The right moving company can help make your move to a new home a success. But the wrong one? It could lead to a moving day disaster. Here are some ways to tell if you are hiring a reputable moving company: —They come to your home, inventory... (Read More)

Primary Residential Mortgage makes first-time home buying easier with our FHA loan options. As an established FHA loan lender, our team helps you take the necessary steps to help you finance your own home. FHA Loans are geared toward... (Read More)