Whether you're buying or selling a home, you're likely to encounter a host of mortgage terms and acronyms along the way. Find them a bit confusing? You're not alone! Real estate really has a language of its own. You'll feel a lot better on closing... (Read More)

The VA home loan program is one of the most flexible and attractive ways to finance a home today. There's no set downpayment requirement, no private mortgage insurance and rates are lower compared with some other types of loan programs. It's also... (Read More)

Did you know that FSBOs —homes that are For Sale by Owner — account for only about 8 percent of home sales? Or that many properties that start out as FSBOs end up being listed with and sold by a Realtor? Here's why so many people sell their... (Read More)

Refinancing activity is on the rise. Does it make sense for you to refinance your home loan? Here are a few reasons why you may want to consider it: You want a fixed rate home loan. When you purchased your home, you took out an adjustable-rate... (Read More)

The holiday season can be tough on your credit score. Here are some ways to avoid seeing your credit score drop during one of the busiest shopping seasons of the year: Pay your bills on time. Your record of on-time payments is a big factor in the... (Read More)

The property disclosure report is an important document in any real estate transaction. In it, sellers must reveal any issues relating to a property that could negatively affect its value. That's why it's so important for home sellers to set... (Read More)

Don't think your credit score is high enough for you to qualify for a mortgage? Ask us about the FHA Choice loan program! This incredible loan program is designed to help borrowers with less-than-perfect credit who have had difficulty qualifying... (Read More)

If you are buying a home, you are also entering the world of title insurance. That’s because buyers of a home are, in a sense, actually buyers of that home’s title — the paperwork that proves that the existing owners do in fact own the... (Read More)

The VA home loan program has many benefits. One you may not know about: There's no specific waiting period after a short sale to apply for a VA loan. Other home loan programs have waiting periods of three or more years after a short sale to apply... (Read More)