Credit score in the 500s? Ask us about the FHA Choice Loan program

Don’t think your credit score is high enough for you to qualify for a mortgage? Ask us about the FHA Choice loan program! This incredible loan program is designed to help borrowers with less-than-perfect credit who have had difficulty qualifying for a traditional mortgage.

FHA Choice is a 30-year home loan with a fixed rate. If approved, borrowers must provide a down payment of only 3.5 percent of the final loan amount. One of the best parts of this loan program is that it allows us to look beyond your credit score and evaluate your credit-worthiness based in great part on your recent financial history. This can increase your chances of being approved, even with a credit score in the 500s. It’s just one of the many home loan options we have available for borrowers with lower credit scores and/or small downpayments.

Whether you’re a first time or move-up buyer, we have loan programs designed with you in mind. We also have a variety of lending options for homeowners who want to lower their monthly mortgage payment or renovate their property. Finance your home with Primary Residential Mortgage. Where the primary focus is you!